Leftover
Balance minus upcoming bills, reserved goals, and a cushion you set. That’s the number. That’s the breath.
Welcome in · no obligation
Come on in. You’re home.
Welcome to Arcane Ledger — every dollar you touch, right here at your fingertips. Running a shop that needs the expenses, the invoices, the till kept honest? Running a household — just you, or the whole unit under one roof? Then we would like to welcome you home. Walk the rooms. Look around. Nobody charges you for coming through the door.
The shop · expenses, invoices, the till
Solo · one leftover number
The whole house · ours, not a fight
No pitch. No bank. No “talk to sales.” Sample books. Nothing saved. Leave whenever you want — we’d rather you like us than owe us.
Come in freeWalk the demo. No card. No trap.
Stay if it clicksThe house — leftover, bills, the table — is yours.
Shop or homeFlip the books. Same roof. Different rooms.
Amenities optionalIncredible extras. Honest price. Never required.
The house
Pull up a chair. We’ll show you the rooms.
Most finance apps greet you like a homework assignment. We greet you like a host: welcome in, look around, tell us if you want a drink. The question we answer is simple — after what’s coming, what is actually yours?
Can I afford this?
Punch in a purchase. See if the leftover still holds. No lecture. Just the forecast.
Cash calendar
Every bill and deposit on a map. The low point, colored, before it surprises you.
Subscriptions caught
Forgotten charges surface from the books. Cancel paths. Price creep. No hunting.
Import on your terms
CSV, OFX, JSON, or an optional Plaid link. We never move money. Read-only, always.
The Steward
Counsel that already knows this household’s bills and this shop’s till. That’s an amenity. The leftover is still free.
Household
Solo or the whole unit — we set a place for you.
Just you? The leftover is still a home. Full household? Invite your person. Personal books stay private. Ours is the kitchen table: either of you adds the Costco run, both of you see the leftover move.
Just mine
Your leftover. Your categories. Your buffer. Nobody else in these books unless you say so.
Ours
One picture of the house. Invite by email or code. When they add a spend, you both see the leftover move.
The shop
Don’t spend the till.
You running expenses, invoices, payroll vibes that are actually just your checking account? Flip Personal ⇄ Business. Shop cash is not take-home. Payables first. Tax in the vault. Then you draw. That’s the room we built for operators who are done guessing.
The till
Operating cash after payables. The shop can breathe. That still isn’t a paycheck.
Invoices
Who owes the shop, what’s late, what landed. Don’t spend money that hasn’t arrived.
P&L + tax hold
Revenue, burn, net, owner draw. Hold a percent for the IRS. Export a year for your accountant.
No obligation
Browse like you own the place. You don’t have to buy it.
Come on in
Live demo. Sample household. Sample shop. Full tour. Nothing you type is kept. Walk out whenever — we’ll still smile.
Take a key — if you want one
Email or Google. That’s when it becomes yours. Bank linking is still optional on day one. Nobody’s waiting with a clipboard.
Bring people. Flip rooms.
Invite the household. Flip to the till when the shop needs oxygen. The front door stays free either way.
The house & the amenities
The door is free. The penthouse isn’t — and we’re not going to pretend.
Come in. Sit down. The leftover, the bills, the kitchen table — that’s the house. Always yours. If you want the rooms that make this place feel unfairly good — Steward, the kids’ wing, the full shop with P&L — those are amenities. They keep the lights on, the counsel sharp, the till honest. Incredible costs something. We’d rather tell you that like a host than hide it in a paywall. You’re still family if you never book the suite.
The house
$0 / come in
- Leftover / safe-to-spend
- Transactions, budgets, bills
- Cash calendar
- Subscription detection
- Household invite
- CSV / OFX import
The amenities
From $10 / month
- The Steward — counsel that already knows the books
- Family / kids wing
- Shop till: invoices, P&L, tax hold
- Credit, debt, net worth, crypto
- Optional bank connection
By the way — you can walk every amenity in the live demo with the lights on. No card. If you later want them on your own books, that’s when it costs. Until then: look. That’s the whole pitch.
Questions
Ask anything. You’re a guest, not a mark.
Is there a catch if I just look around?
No. Come on in. The demo is a tour, not a trap. Nothing saved. No card. No salesperson. We will not throw you into the books — you walk in when you want.
Do I have to link my bank?
No. Type transactions, import CSV or OFX, or connect a bank later through Plaid if you want convenience. Linking is read-only. We cannot move money.
Is the demo saving my data?
No. Guest books are sample data. Edits stay in this browser session and are not written to our servers. Sign up when you want a ledger that persists.
What’s the difference between leftover and the till?
Leftover is household: what you can spend after bills, goals, and your buffer. The till is shop cash after payables and a tax hold. Don’t spend the till like a paycheck.
If the house is free, why do amenities cost money?
Because Steward, the kids’ wing, and the full shop till don’t run on vibes. They take real work to keep sharp. You’re welcome in the house forever at $0. The penthouse is optional — tour it in the demo, pay only if you want it on your own books.
The door’s open
Fine. Come see it.
Shop. Solo. Whole household. Wipe your feet. The books are on the table. If you fall in love, take a key. If you don’t, you still got a good tour — and we still like you.